01 / Origination
Vehicle Condition Report
Create a time- and date-stamped baseline at origination and again when a policy or loan event makes a fresh record useful.
Review Vehicle Condition Report$39 ↗For partners / Banks & credit unions
Protect the collateral behind every loan
A loan can outlast the clean condition record that started it. ClaimStinger helps lenders keep a dated, reviewable record of the vehicle, the repair, and the equity conversation across the life of the loan.
The exposure
When the collateral story gets blurry
Vehicles lose value, repairs can be left undocumented, and a claim may leave a consumer underpaid or a vehicle declared a total loss earlier than the owner expected. That creates ghost collateral: the loan remains, but the record behind the asset is incomplete. A lender needs a clear condition and repair history without taking over the member’s claim.
What ClaimStinger documents
Put the record around the moment
Each report keeps the relevant photos, details, and supporting documents together so the next conversation has a clear starting point.
02 / Closeout
Closed Claim Report
Bring repair photos, receipts, and post-repair records together to show what was completed after a claim.
Review Closed Claim Report$39 ↗03 / Value
Diminished Value Claim Report
Give the member a focused record for reviewing how an accident and repair may have changed the vehicle’s market value.
Review Diminished Value Claim Report$89 ↗04 / First notice
Initial Collision Estimate
Capture the early collision or hail record before the repair story develops and details become harder to reconstruct.
Review Initial Collision Estimate$89 ↗What it changes
Keep the equity record in view
01
A documented condition and repair record can follow the vehicle through the life of the loan.
02
After a repair, the record gives the lender and member a clearer starting point for reviewing loan-to-value.
03
The member’s equity is documented and defended instead of becoming an unexamined source of leakage over the loan term.
Built for the lender’s system of record
The API-first structure gives partner teams a path to place documentation requirements inside the loan management systems and CRMs they already use. The member-facing benefit is simple: their equity has a documented record that can be accessed by email when it matters.
How it works
The banks & credit unions workflow
A partner chooses the moment, sends a link, and keeps the resulting record connected to the client conversation.
01 / Set the requirement
Choose the loan moment
Decide whether the record belongs at origination, after a loss, at refinance, or at another policy or loan event.
02 / Send the link
Invite the member
Send the secure report link by text or email. The member opens it on the device already in hand.
03 / Review the record
Keep the file connected
The report and supporting documents are accessible by email, while the lender’s process determines what belongs in the member or loan file.
Questions partners ask
Clear answers before the handoff
Does the lender see everything the member submits?+
Not automatically. The member receives the report, and the lender can define the documentation it requests and the review path it uses. ClaimStinger is a record-making tool, not a replacement for the lender’s privacy or file-access policies.
How does a member receive the link?+
A lender or approved team member sends it by text or email. The member does not need to find an app in an iOS or Android store.
Does the report change the loan or claim decision?+
No. It documents condition, repair, and supporting details so the people making those decisions have a clearer record.
Can this connect to our existing systems?+
ClaimStinger is built around an API-first database, so documentation requirements can be injected into existing loan management systems and CRMs as the integration is designed.
Talk to ClaimStinger
Build the next useful record for your clients
Tell us what your team needs to document, protect, or hand back to the client. We can talk through the partner workflow and the report that fits the moment.